Review your salary packaging limit before the Fringe Benefits Tax (FBT) year ends.
There are a number of options for utilising your salary packaging benefits up to $9,010 for eligible Queensland Health and QG Air employees, and $15,900 for eligible Legal Aid employees. Any unused funds from your salary packaging limit at the end of the FBT year will remain in your account for you to use in the next FBT year; starting 1 April 2026.
To maximise your potential tax savings, you should aim to spend to your cap limit each FBT year. Any remaining balance at midnight on 31 March 2026, will roll over to the next FBT year. While you won’t lose this money — which is a common misunderstanding — it will count towards your new cap for the new FBT year.
Each FBT year ends on 31 March giving you consistency to plan ahead when making the most of your benefits. You’ll find the key dates and important information below.
Submitting claims
If you submit claims, it’s important to do so early. All final claims must be received by close of business Wednesday 25 March 2026. Make sure you have enough receipts/claims to cover the full cap limit, right up until March 31. The more claims you submit, the better.
To submit a new claim, log into My RemServ (app or online), then scroll to the bottom of the dashboard and tap the “New Claim” button. On the claims page, you will be prompted to select the benefit for which you’re claiming. You’ll need to provide proof of the expense – usually in the form of a receipt or invoice. You’ll then have the option of being reimbursed directly or have funds sent to the vendor on your behalf.
Your nominated bank account will be pre-filled. You can update this during the process; however, this will change your nominated bank account for all pending and future claims.
Once the claim is submitted, you can track its status though your transaction history. To access this, tap the “Transactions” button to the right of the “New Claims” button. Then select the “Claims status” option at the top of the screen.
Do: Submit claims early and regularly.
Don’t: Submit claims with an amount that is less than your remaining limit. (For example: if you have $2,000 remaining of your cap limit, try and send us claim(s) for more than $2,000!)
Tip: Check your remaining balance using My RemServ or online.
Organise your contributions
Submitting your claim is just part of the process. You’ll also need to make sure you have advised us how much to deduct from your pay, and when. Large claims may need a few pay-cycles to reimburse fully; so please plan accordingly. If you need to amend your March contributions, you must do so two weeks before the applicable pay date.
If you’re unsure if you’re on track to reach your cap, use the My RemServ ‘Salary Packaging Cap Tracker’ to check. You can view whether your fortnightly contributions are on track to reach your limit – whether it’s for mortgage, rent or utilities.
Take this information on board and you will cruise into March confident that you’re getting the most out of this FBT year.
What is a ‘rollover’?
A rollover occurs when a benefit balance is not spent or claimed by 31 March 2026, allowing the remaining amount to carry over into the new FBT year starting 1 April 2026.
You will not lose your unspent funds; it stays in your account allocated to the same benefit. However, because it’s now a new FBT year, any spending or claiming of remaining money will be reported in the new FBT year, not the previous one.
This means you may lose the potential tax savings on the cap limit you have not used from the previous FBT year.
Contacting RemServ during the EOFBTY
While we aim to provide the best service possible, the EOFBTY can result in extended call-wait times. We recommend the below options to contact us during this time.
- Check out more info at remservsalarypackage.com.au/fbt-year-end
- View your account anytime via My RemServ
- Chat with us on LiveChat
Things you need to know: This general information doesn’t take your personal circumstances into account. Please consider whether this information is right for you before making a decision and seek professional independent tax and financial advice. Conditions and fees apply and you should confirm they are acceptable before you accept any arrangements with RemServ, along with credit assessment criteria for lease products. You acknowledge and agree that any reward you receive is not a salary, however you may need to declare any reward as income for tax purposes. The availability of benefits is subject to your employer’s approval. RemServ may pay and/or receive commissions in connection with its services.
Salary packaging is only available to eligible employees of the Queensland Government as per the Standing Offer Arrangement QGP0065-21. The implications of salary packaging for you (including tax savings and impacts on benefits, surcharges, levies and/or other entitlements) will depend on your individual circumstances. The information in this publication has been prepared by RemServ for general information purposes only, without taking into consideration any individual circumstances. RemServ and the Queensland Government recommend that before into a salary packaging arrangement and/or a participating agreement with your employer, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial or other professional advice based upon your own particular circumstances. You should also read the Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging Information Booklets and Fact Forms available via the Queensland Government Arrangements Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.